Dwelling Coverage
This is the core of your fire insurance policy and protects the structure of your home. It covers the cost of rebuilding or repairing your house in the event of fire damage. Our experts will help you assess the replacement value accurately, so you're never under-insured.
Personal Property Coverage
Fire doesn't just damage the building; it can destroy your valuable possessions too. Our policies can include coverage for your personal belongings, ensuring you can replace items like furniture, clothing, and electronics if they're lost in a fire.
Loss of Use Coverage
If your home becomes uninhabitable due to fire damage, you may need to find temporary accommodations. Loss of use coverage helps with additional living expenses like rent and food while your home is being repaired or rebuilt.
Liability Protection
Fire insurance isn't just about protecting your property; it also safeguards you financially if someone is injured on your premises due to a fire. Liability coverage can assist with legal expenses and medical bills.
Additional Structures
If you have detached structures on your property, like a garage, shed, or fence, you can add coverage for these under your fire insurance policy.
